Storm Damage? We can help!
Get a Brand-New Roof Paid for by Insurance โ Without the Headaches or Runaround
A Step-by-Step Guide for Homeowners Who've Recently Experienced Hail Storm Damage
No upfront costs - only pay your deductible
We handle everything with your insurance
Licensed & insured professionals
๐ก Don't Pay for a New Roof If You Don't Have To
Most homeowners assume a roof replacement will cost them thousands โ and that insurance won't help.
But if your roof was damaged by a recent storm, your insurance may legally owe you a full replacement with $0 out of pocket.
This simple guide shows you:
How to determine if you qualify
How to file a claim the right way
How to avoid mistakes that get homeowners denied
Your Step-by-Step Guide to Insurance-Covered Roof Replacement
Follow these five simple steps to maximize your chances of getting your roof replacement fully covered by insurance.
Step 1: Know What Insurance Does Cover
Most policies cover "sudden and accidental damage," including:
Hail damage
Wind damage
Falling tree limbs
Storm-related water leaks
๐ก Pro Tip: Insurance doesn't cover old age or wear & tear. Always frame your claim around storm damage!
Step 2: Schedule a No-Cost Roof Inspection (Before You File)
Filing a claim without documentation can backfire.
Here's what to do instead:
Call a licensed roofing contractor that understands insurance claims
Ask for a free storm damage inspection
Get a photo report documenting all damage
๐ฏ This step protects you from being lowballed or denied by insurance.
Step 3: File a Claim With the Right Language
When you're ready to file:
Reference specific storm dates
Submit your contractor's inspection report and photos
Use phrases like "wind damage," "hail damage," and "storm-related leaks"
๐ซ Avoid saying: "It's old" or "We just need a new roof" โ this can hurt your approval.
Step 4: Meet the Adjuster (With Your Contractor Present)
Your insurance will send an adjuster. Do NOT go alone
Your contractor should:
Be there in person
Point out all valid storm damage
Make sure nothing is missed
๐ This is often the #1 deciding factor in whether you get approved.
Step 5: Get Approved โ Then Choose a Trusted Roofing Crew
Once you're approved:
Review the insurance Scope of Work with your contractor
Let them coordinate directly with your insurance
Most homeowners pay only their deductible โ not $15K+ out of pocket
โ ๏ธ Common Mistakes to Avoid
Filing without inspection
Hiring a contractor unfamiliar with insurance
Letting the adjuster come alone
Accepting a lowball estimate
Why Choose Titan Roofing?
We specialize in helping homeowners navigate the insurance process to get their roof replaced with minimal out-of-pocket expense.
๐
Insurance Claim Experts
Our team knows exactly how to document damage and work with adjusters to maximize your claim
approval odds.
๐
Licensed & Insured
We're fully licensed, bonded and insured with decades of combined experience in the roofing industry.
๐ฐ
No Upfront Costs
You only pay your insurance deductible. We handle the rest directly with your insurance company.
Happy Homeowners With New Roofs
Our customers saved thousands by working with our insurance specialists.
Here's what they have to say:
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We needed a new roof due to hail damage and leaks, and at first our insurance only covered painting the ceilings in the damaged rooms. With their expertise, Chris and Rus were able to get my roof completely covered by insurance.
Sarah B.
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"I was denied twice by insurance before Titan stepped in. They documented the damage properly, met with my adjuster, and got my claim approved. Now I have a beautiful new roof!"
Jennifer L.
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I received a new roof.
Excellent work and great people to work with. Everything was upfront and no hidden surprises. The workman ship was great and scheduling was 100%, you will not go wrong with theses guys, Thank you Chris.
Lance H.
๐ฏ Ready to See If You Qualify?
Thousands of homeowners are getting full roof replacements paid for by insurance. You could be next โ but only if you start with a professional inspection.
(Let a licensed pro assess your roof before you deal with insurance)